employer-benefit-insurance-records

MARSH & MCLENNAN AGENCY LLC — page 2 of 17

4,916 employers named MARSH & MCLENNAN AGENCY LLC as a broker or agent paid on their insurance contracts for plan year 2024. Address most often given: Conshohocken, PA.

1 (1-800-HANSON…) · 2 (ARCTIC GLACI…) · 3 (BOOT BARN IN…) · 4 (CHILDRENS PR…) · 5 (DARNEL, INC.…) · 6 (EVANS AND DI…) · 7 (GODDARD SYST…) · 8 (HUESTON HENN…) · 9 (KILROY REALT…) · 10 (MARTIN'S INC…) · 11 (NAVAL ACADEM…) · 12 (PEDERNALES E…) · 13 (RESSLER MOTO…) · 14 (SK BATTERY A…) · 15 (TECAN U.S. I…) · 16 (TWELVESTONE …) · 17 (WHITMAN FAMI…)

PlaceEmployerActive participantsInsurance contractsCommissions reported
Sharpsburg, PAARCTIC GLACIER U. S. A., INC.56910$13,443
Frankfort, ILARCTIC SNOW & ICE CONTROL, INC.762$5,243
Beavercreek, OHARCTOS TECHNOLOGY SOLUTIONS, LLC1333$33,413
San Diego, CAARCTURUS THERAPEUTICS, INC.1742$22,978
Hayward, CAARCUS BIOSCIENCES, INC.6256$430,211
Cumberland, WIARDISAM INTERNATIONAL, INC.1163$126
Southfield, MIAREA AGENCY ON AGING 1-B DBA AGEWAYS NONPROFIT SENIOR SERVICES1339$32,199
Sidney, OHAREA ENERGY & ELECTRIC, INC.3982$23,427
Miami, FLAREAS USA, INC.1,1104$62,282
Boca Raton, FLARETE ADVISORS, LLC26711$36,985
Mt. Airy, NCAREVO MANAGEMENT GROUP, INC.781—
Cypress, CAARGUS MEDICAL MANAGEMENT4796$18,827
Chandler, AZARION CARE SOLUTIONS, LLC2906$28,376
Columbus, OHARISE INDUSTRIAL MANUFACTURING16610$96,341
Providence, RIARISTON USA1138$7,171
Phoenix, AZARIZONA AUTISM UNITED2432$22,073
Glendale, AZARIZONA CHRISTIAN HEALTH PLANS1563$16,225
Avondale, AZARIZONA MACHINERY GROUP, INC.7885$59,878
Plano, TXARK-LA-TEX FINANCIAL SERVICES, LLC DBA BENCHMARK MORTGAGE6693$7,053
Roanoke, VAARKAY PACKAGING CORPORATION2507$32,529
Glendora, CAARMSTRONG GARDEN CENTERS, INC.2833$167,548
West Point, NYARMY WEST POINT ATHLETIC ASSOCIATION INC.1782—
Houston, TXARNOLD VENTURES, LLC1453$29,619
Elmira, NYARNOT OGDEN MEDICAL CENTER2,26111$111,937
Merritt Island, FLARNOTT, LLC2723$48,795
Claymont, DEARRAY CORPORATION96910$10,972
Spring, TXARROW CHILD & FAMILY MINISTRIES5415$77,240
St. Charles, MOARROW SENIOR LIVING MANAGEMENT, LLC1,4943$122,720
Mesa, AZARROWMARK LLC1252$47,599
Escondido, CAARS NATIONAL SERVICES INC.1708$50,607
South San Francisco, CAARSENAL BIOSCIENCES2573$64,758
Wheaton, MDARTHRITIS & RHEUMATISM ASSOCIATES, PC2555$5,640
Richmond, VAARTS & LETTERS CREATIVE COMPANY, LLC1465$66,131
Charlotte, NCARUZA PEST CONTROL, INC.2132$5,403
New York, NYASAHI KASEI AMERICA, INC.1,3418$92,691
Berwyn, PAASCELLAHEALTH, LLC2147$38,796
Auburn Hills, MIASCORIUM NORTH AMERICA, INC.1219$5,722
Sugar Land, TXASD THERAPY SOLUTIONS, LLC4383$109,795
Gardena, CAASHFORD TEXTILES, LLC1413$77,296
Chicago, ILASIAN HUMAN SERVICES, INC.1283$65,702
Heflin, ALASIMPA LLC1962$13,640
Dublin, OHASK CHEMICALS, LLC2173$7,616
Minneapolis, MNASPEN WASTE SYSTEMS, INC2773$105,683
Austin, TXASPHALT, INC., LLC9002$206,067
Santa Monica, CAASPIRIANT LLC2296$65,336
Anchorage, AKASSETS, INC.2314$298
Charlotte, NCASSOCIATE SERVICES, LLC5758$126,136
Stillwater, MNASSOCIATED EYE CARE, LTD.2354$115,648
Salt Lake City, UTASSOCIATED FOOD STORES, INC.3,21710$1,056
Baton Rouge, LAASSOCIATED GROCERS, INC.6454$2,070
Poway, CAASSOCIATED MICROBREWERIES, INC.13317$51,971
Bronx, NYASSOCIATION FOR ENERGY AFFORDABILITY, INC.978$10,073
Wallingford, CTASSOCIATION OF COMMUNITY SERVICE AGENTS, INC.54,087218$9,443
Arlington, VAASSOCIATION OF STATE AND TERRITORIAL HEALTH OFFICIALS2323$57,829
El Segundo, CAASSOCIATION OF SURFING PROFESSIONALS LLC2233$73,449
Tucson, AZASSOCIATION OF UNIVERSITIES FOR RESEARCH IN ASTRONOMY INC87717$116,057
Bethel, AKASSOCIATION OF VILLAGE COUNCIL PRESIDENTS4931$29,355
Lexington, KYASSOCIATIONS INTERNATIONAL, LLC1817$25,214
Atlanta, GAASSURANCEAMERICA CORPORATION36615$63,844
Mclean, VAASTOR & SANDERS CORPORATION1691$439
Austin, TXASURE OPERATIONS LLC4452$40,976
Dallas, TXASURITY TECHNOLOGIES, LLC2372$41,633
San Diego, CAATA ENGINEERING INC.2156$134,039
Thousand Oaks, CAATARA BIOTHERAPEUTICS, INC.1753—
West Des Moines, IAATHENE ANNUITY AND LIFE COMPANY1,8129—
Athol, MAATHOL MEMORIAL HOSPITAL1761$13,736
Duluth, GAATLANTA DENTAL SUPPLY COMPANY1883$39,568
Atlanta, GAATLANTA WOMENS HEALTH GROUP, P.C.7423$147,557
Richmond, VAATLANTIC CONSTRUCTORS, INC.9167$86,415
South Portland, MEATLANTIC FEDERAL CREDIT UNION2189$51,195
Providence Forge, VAATLANTIC HOLDING CORPORATION OF VIRGINIA15810$17,881
Dallas, TXATLANTIC HOUSING FOUNDATION, INC.1832$12,003
Wrentham, MAATLANTIC SINTERED1395$23,643
Tempe, AZATLANTICA SUSTAINABLE INFRASTRUCTURE2023$29,456
Wichita, KSATLAS AEROSPACE, LLC7454$32
Birmingham, MIATLAS OIL COMPANY2847$45,291
Austin, TXATLAS SAND COMPANY, LLC1,2512$130,232
St. Paul, MNATLAS STAFFING, INC.1718$7,433
Aurora, ILATMI PRECAST, INC.3623$170,820
Allen, TXATRION CORPORATION6086$18
Austin, TXAUCTANE, INC. (FORMERLY STAMPS.COM, INC.)1,0727$142,109
Vancouver, WAAUDIGY GROUP, LLC1602$4,619
Stow, OHAUDIO-TECHNICA U.S., INC.12511$25,233
Austin, TXAUNT BERTHA1934$145,774
Southfield, MIAURIA SOLUTIONS USA, INC.1,6099$24,114
Menomonie, WIAURORA COMMUNITY SERVICES, INC.1501$152
Austin, TXAUSTIN SONICS, LTD1805$90,088
Greensboro, NCAUTHORACARE COLLECTIVE4107$43,994
Charlotte, NCAUTISM BEHAVIORAL INSTITUTE, LLC1933$4,040
Monrovia, CAAUTISM LEARNING PARTNERS3,1988$101,384
Lombard, ILAUTO DRIVEAWAY SYSTEMS, LLC2511$10,640
Amarillo, TXAUTO, LLLP4262$989
Charlotte, NCAUTOBELL CAR WASH LLC2162$597
New Boston, MIAUTOKINITON US HOLDINGS, INC.4,1488$326,642
Sawmills, NCAUTOMATED SOLUTIONS, LLC1131$7,713
Farmington Hills, MIAUTONEUM NORTH AMERICA, INC.1,3695$161,086
Durham, NCAVANCE HEALTH SYSTEM6754$111,995
Orlando, FLAVANTE GROUP, INC.92911$71,942
Athens, GAAVANTS MANAGEMENT GROUP1073$11,362
Santa Clarita, CAAVANTUS AEROSPACE, INC.38314$33,689
Centreville, VAAVENU INSIGHTS & ANALYTICS, LLC58912$34,292
Sioux Falls, SDAVERA HEART HOSPITAL OF SOUTH DAKOTA LLC5323$119,298
Portland, MEAVESTA HOUSING DEVELOPMENT CORP.2459$16,531
Huntsville, ALAVIAGEN, INC.1,9767$316,344
Norwich, CTAVIAN VACCINE SERVICES, LLC2594$106,125
St Petersburg, FLAVIATION SECURITY MANAGEMENT, LLC2675$36,498
Tustin, CAAVID BIOSERVICES3943$105,345
Chicago, ILAVISON YOUNG (USA) INC1,36610$83,423
Chesterfield, MOAVMATS3572$17,998
West Hartford, CTAVON CONVALESCENT HOME, INC.1753$331
Cleveland, OHAVTRON POWER SOLUTIONS1943$8,534
Conroe, TXAWC FRAC TECHNOLOGY913$75,953
Overland Park, KSAXCET HR SOLUTIONS, INC.1,8054$685,842
Stamford, CTAXEL JOHNSON INC.85330$54,156
East Rutherford, NJAXIS GLOBAL SYSTEMS LLC DBA AXIS GLOBAL LOGISTICS1892$7,724
Beaumont, TXAXIS POWER LLC1908$53,610
Alpharetta, GAAXIS SPECIALTY U.S. SERVICES, INC.91017$759
Scottsdale, AZAXON ENTERPRISE, INC.3,2904$301,730
Irvine, CAAXONICS, INC.8216$592,810
Dallas, TXAXXESS CONSULT, INC.2422$64,350
Scottsdale, AZAZ CENTER FOR HEMATOLOGY & ONCOLOGY AZ CENTER FOR CANCER CARE1462$34,480
Westport, CTAZELIS AMERICAS, LLC5822—
Scottsdale, AZAZPERIO PLLC1354$11,985
Humboldt, KSB & W CUSTOM TRUCK BEDS5296$2,436
Las Cruces, NMB&B CONSULTANTS INC. MERRITT GROUP2112$126,269
Las Vegas, NVB&R GLOBAL SERVICES LLC9287$46,352
Chicago, ILB.U.I.L.D. INCORPORATED1792—
Addison, ILB2B INDUSTRIAL PACKAGING5674$115,343
Coral Gables, FLBACARDI USA INC AND AFFILIATES7887$131,558
Murfreesboro, TNBACKER EHP, INC9136$20,117
Milwaukee, WIBADGER METER, INC8589$81,191
Chaska, MNBAILIWICK SERVICES LLC07$104,269
Hamburg, NYBAILLIE LUMBER CO. LP1,38719$5,119
Charlotte, NCBAKER & TAYLOR, LLC1,3213$14,158
Mesquite, TXBAKER DRYWALL PARTNERSHIP, LLP4198$17,232
San Antonio, TXBAKER ENGINEERING & RISK CONSULTANTS, INC.1455$15,559
San Francisco, CABAKER PLACES, INC.1883$88,479
Cary, NCBAKER ROOFING COMPANY INC1,0063$119,527
Louisville, COBALFOUR PAYROLL, LLC67612$11,213
Lexington, KYBALL HOMES, LLC2345$58,919
Johnson City, TNBALLAD HEALTH11,0249$903,751
Oklahoma City, OKBANCFIRST1,7648$65,623
Bridger, MTBANK OF BRIDGER1167$75,355
Chandler, AZBANKER INDUSTRIES1282$36,741
Syracuse, NYBANKERS HEALTHCARE GROUP1,1386$72,127
Boston, MABANNER SEVENTEEN, LLC DBA THE BOSTON CELTICS1614$43,970
Chicago, ILBARACK FERRAZZANO KIRSCHBAUM & NAGELBERG LLP2194$60,320
New York, NYBARKBOX, INC.2872$224,715
Bristol, CTBARNES GROUP INC.1,30612$3,167
Lakeside, CABARONA BAND OF MISSION INDIANS1,8718$44,788
Addison, TXBARRETT DAFFIN FRAPPIER TURNER AND ENGEL LLP1837$74,461
Charlotte, NCBARRINGER CONSTRUCTION1765$4
Dallas, TXBARRINGTON SERVICES CORPORATION1963$83,873
Naples, FLBARRON COLLIER PARTNERSHIP, LLLP1591$331
Camarillo, CABARTA - SCHOENEWALD, INC. ADVANCED MOTION CONTROLS2247$2,863
Fargo, NDBASELINE FITNESS, LLC1312$19,448
Chicago, ILBASIS GLOBAL TECHNOLOGIES, INC6994$43,589
Richmond, VABASKERVILL & SON, P.C.1804$1,910
Batavia, ILBATAVIA CONTAINER INC.2383$104,492
Palm Beach, FLBATH AND TENNIS CLUB, INC.1064$64,264
West Point, GABATSON-COOK COMPANY5225$138,442
Chicago, ILBATTAGLIA DISTRIBUTING CORPORATION, INC.1313$46,957
Saint Louis, MOBAUER EQUITY PARTNERS1473$43,480
Odessa, FLBAUER FOUNDATION CORPORATION1402$7,657
Chesapeake, VABAY METALS & FABRICATION, LLC11010$33,885
Sarasota, FLBAY VILLAGE OF SARASOTA, INC.1923$23,216
Houston, TXBAYLOR COLLEGE OF MEDICINE12,07714$364,851
Crown Point, INBAYSHORE PROPERTIES, INC.1597$10,762
Allentown, PABAZZINI LLC1602$68,047
Tucker, GABBS ENTERPRISES, INC.1014$29,533
Mishawaka, INBBS ENTERPRISES, INC.1093$6,287
Memphis, TNBCBST - SANITAS I LLC922$11,948
Farmington Hills, MIBCS AUTOMOTIVE INTERFACE SOLUTIONS1593$21,888
Houston, TXBDB INTERMEDIATE LLC1862$454
Long Beach, CABEACH FRONT PROPERTY MANAGEMENT, INC.1405$43
Tucson, AZBEACHFLEISCHMAN PLLC1927$33
Tucson, AZBEACON GROUP, INC.2925$83,152
Newport Beach, CABEACON POINTE ADVISORS LLC5614$79,563
Boston, MABEACON RESIDENTIAL MANAGEMENT LIMITED PARTNERSHIP7176$129,890
Cambridge, MABEAM THERAPEUTICS4308$19,695
Houston, TXBEASLEY TIRE SERVICE - HOUSTON, INC.2272$70,757
Troy, MIBEAUMONT HOME HEALTH & HOSPICE2924—
Liberty Corner, NJBECHT ENGINEERING CO., INC.2297$12,880
Purcellville, VABECKSTROM ELECTRIC, CO1241$1,725
High Point, NCBECO INC.1193$3,382
Farmingdale, NYBEDGEAR, LLC1382$74,173
Cincinnati, OHBEECHMONT INVESTMENTS, INC.1764$28,079
North Powder, ORBEEF NORTHWEST FEEDERS LLC2564$111,750
Menomonee Falls, WIBEELER CONSTRUCTION INC.261$3,178
Charleston, SCBEEMOK CAPITAL LLC4262$111,911
Winston-salem, NCBEKAERTDESLEE USA INC.2142$39,308
Springfield, NJBELAIR INSTRUMENT COMPANY, LLC DBA AVANTIK2489$274,892
Kansas City, MOBELFONTE ICE CREAM CO.1172$15,096
Birmingham, MIBELFOR USA GROUP, INC.3,9377$320
Houston, TXBELL & MCCOY COMPANIES, INC.6008$216,296
Northbrook, ILBELL FLAVORS & FRAGRANCES, INC.3604$56,269
Dallas, TXBELL NUNNALLY & MARTIN LLP1777$6,857
Louisville, KYBELLARMINE UNIVERSITY4458$762
Minneapolis, MNBELLISIO FOODS, INC.1,1827$48,784
Schaumburg, ILBEM MOLD, INC1033$28,351
Plano, TXBENCHMARK BANK1983$26,237
Plano, TXBENEFITS ASSURANCE, LLC3083$30,917
Tucson, AZBENSON HOSPITAL14113$2,562
Exton, PABENTLEY SYSTEMS INC1,45110$63,426
Richland, WABENTON FRANKLIN HEAD START1007$27,558
Souderton, PABERGEYS, INC.1,5044—
Cowpen, SCBERICAP SC, LLC (FORMERLY BERICAP, LLC)1544$37,886
Greensboro, NCBERICO FUELS, INC.03$13,067
Kingwood, TXBERKELEY EYE INSTITUTE, PA DBA BERKELEY EYE CENTER6024$16,479
Joliet, ILBERKOT, LTD. D/B/A BERKOT'S SUPER FOODS2593$73,886
Great Barrington, MABERKSHIRE CORPORATION1712$26,024
Boston, MABERKSHIRE PARTNERS, LLC2265$11,470
Greensboro, NCBERNARD ROBINSON & COMPANY LLP1768$3,027
Round Rock, TXBERRY GOOD LABS, LLC DBA GOODKIND CO.1632$10,937
Huntsville, ALBESHENICH MUIR & ASSOCIATES26028$55,014
Newport Beach, CABEST CHOICE PRODUCTS, INC.2284$10,950
Goodlettsville, TNBEST CHOICE ROOFING HOLDINGS, LLC2742$26,042
Charlotte, NCBEST IMPRESSIONS CATERERS, LLC1412$68,307
Kernersville, NCBEST LOGISTICS GROUP, INC.3822$5
Greenfield, MABETE FOG NOZZLE, INC.05$1,607
Waupaca, WIBETHANY HOME, INC.1301$5,628
Williston, NDBETHEL LUTHERAN NURSING & REHABILITATION CENTER1361$4,277
The Woodlands, TXBEUSA ENERGY, LLC1,0094$255,639
Mckinney, TXBEYOND HEALTH MANAGEMENT SOLUTIONS, LLC568$35,475
Columbus, OHBFA HOLDINGS, LLC2164$4,899
Hollywood, FLBFG MANAGEMENT, INC.1853—
Burlington, MABFLY OPERATIONS, INC.1614$7
El Cajon, CABH-SD OPCO, LLC (DELAWARE LLC)3158$19,096
Stamford, CTBIEBT/SPRINGWORKS THERAPEUTICS, INC3796$45,627
Midland, MIBIERLEIN COMPANIES, INC.2563$9,788
Charlotte, NCBIESSE AMERICA, INC.1601$17,247
Big Sky Montana, MTBIG SKY CHAMBER OF COMMERCE1751$15,075
Oklahoma City, OKBIG STAR TRUCKING LLC1833$56,347
Golden Valley, MNBIGOS MANAGEMENT, INC.3466$9,954
Sioux Falls, SDBILLION MOTORS, INC.1,0639$63,855
Bowling Green, KYBILSTEIN COLD ROLLED STEEL LP1016$22,078
Memphis, TNBINSWANGER ENTERPRISES, LLC5253$113,865
Hercules, CABIO-RAD LABORATORIES, INC.3,30211—
Pacheco, CABIOCARE MEDICAL, LLC1904$127,746
San Diego, CABIOCOM13,84711$14,719
Irvine, CABIODURO-SUNDIA807$91,424
San Carlos, CABIOMEA FUSION INC1083$69,692
San Diego, CABIOMED REALTY, L.P.2949$100,857
Worcester, MABIOMEDICAL RESEARCH MODELS, INC.17012$20,310
Cambridge, MABIONTECH US INC.6777$16,574
Bangor, PABIOSPECTRA, INC.1295$10,537
New York, NYBIRCH FAMILY SERVICES7216$22,164
Phoenix, AZBIRD ACQUISITION LLC4003$63,938
Suffolk, VABIRDSONG CORPORATION6198$67,211
Houston, TXBISHOP LIFTING PRODUCTS, INC.7893$100,993
Amherst, WIBISON TRANSPORT (USA), INC.9608$217,125
Narvon, PABJ BALDWIN ELECTRIC, INC.3573$26,020
San Diego, CABKM OFFICEWORKS, LLC1115$8,432
Burbank, CABLACK ANGUS STEAKHOUSE, LLC1594$66,598
Detroit, MIBLACK FAMILY DEVELOPMENT, INC.1032$7,374
Rapid City, SDBLACK HILLS WORKS INC.5094—
Fort Worth, TXBLACK MOUNTAIN MANAGEMENT LLC3383$110,264
Pikeville, KYBLACKHAWK MINING, LLC6,1527$89,473
Salt Lake City, UTBLACKROCK MICROSYSTEMS, INC.1042$65,777
Odessa, TXBLACKSTAR OPERATING, LLC3212$180,681
Pasadena, CABLAZE PIZZA, LLC1474$54,455
Quincy, ILBLESSING CORPORATE SERVICES, INC.2,75910$318,652
Vernon Hills, ILBLITT & GAINES3563$91,695
East Brunswick, NJBLOCK STAFFING SERVICES, LLC DBA EQUILIEM CONSULTANTS8715—
Chicago, ILBLOMMER CHOCOLATE COMPANY6067$229,937
New Carlisle, OHBLS TRUCKING, INC.3124$11,267
Minneapolis, MNBLU DOT DESIGN & MANUFACTURING, INC.1857$67,338
Scottsdale, AZBLUE BUCKET GROUP, LLC7072$13,347
Dallas, TXBLUE CARDINAL HOME SERVICES GROUP2222$33,844
Mokena, ILBLUE LINE SECURITY SOLUTIONS LLC1065$3,829
Tampa, FLBLUE MAGMA RESIDENTIAL, LLC2522$85,150
Maricopa, CABLUE RIDGE ACADEMY50012$158,926
Hendersonville, NCBLUE RIDGE COMMUNITY HEALTH SERVICES5823$36,071
Winchester, VABLUE RIDGE INDUSTRIES, INC.1036$4,326
Scottsdale, AZBLUE STAR RESORT & GOLF LLC7798$75,768
Alpharetta, GABLUE TRUST INC.3596$70,864
Cary, NCBLUEALLY TECHNOLOGY SOLUTIONS, LLC5655$65,541
Bastrop, TXBLUEBONNET ELECTRIC COOPERATIVE, INC3315$15,259
Boca Raton, FLBLUEGREEN VACATIONS CORPORATION03$646,554
Cambridge, MABLUEPRINT MEDICINES CORPORATION66017$353,748
Lincoln, NEBLUESTEM HEALTH1581$921
Jersey City, NJBLUEVINE INC.3252$69,259
San Diego, CABLUPEAK CREDIT UNION12015$117
Irvine, CABLYTHECO INC972$47,511
Wayne, PABM TECHNOLOGIES, INC. DBA BMTX20910$21,034
Edina, MNBMS INTERMEDIARIES, INC.2419$39,564
Clarksville, TNBNPC, LLC1573$7,520
St Louis, MOBOARD OF TRUSTEES OF ST LOUIS GLASS & ALLIED IND HEALTH AND WELFARE FU1624—
Mukilteo, WABOARD OF TRUSTEES, WESTERN HEALTHCARE INSURANCE TRUST8,9365$327
Fort Worth, TXBOBBY COX COMPANIES, INC.2697$77,601
Tanner, ALBOCAR US INC.3114$39
Detroit, MIBODMAN PLC2554$3,708
Chicago, ILBODYSHOPBIDS, INC. DBA SNAPSHEET, INC.5875$235,405
Hebron, KYBOGE RUBBER & PLASTICS USA, LLC1007$28,804
Casey, ILBOLIN ENTERPRISES, INC.1732$93,569
Austin, TXBOLT SOLUTIONS, INC.1256$102,555
Houston, TXBOLTEX MANUFACTURING COMPANY, INC.1912$4,610
Brown Summit, NCBONSET AMERICA CORPORATION1174$21,976
Birmingham, ALBOOKS-A-MILLION, INC.8899$226,883
St Peters, MOBOONE CENTER, INC1242$10,364

Alphabetical order — this site ranks no one. Employers whose benefit plan reported an insurance contract on Schedule A of the Form 5500 for plan year 2024. Most plans with fewer than 100 participants do not file one. How to read this.