employer-benefit-insurance-records

MARSH & MCLENNAN AGENCY LLC — page 1 of 17

4,916 employers named MARSH & MCLENNAN AGENCY LLC as a broker or agent paid on their insurance contracts for plan year 2024. Address most often given: Conshohocken, PA.

1 (1-800-HANSON…) · 2 (ARCTIC GLACI…) · 3 (BOOT BARN IN…) · 4 (CHILDRENS PR…) · 5 (DARNEL, INC.…) · 6 (EVANS AND DI…) · 7 (GODDARD SYST…) · 8 (HUESTON HENN…) · 9 (KILROY REALT…) · 10 (MARTIN'S INC…) · 11 (NAVAL ACADEM…) · 12 (PEDERNALES E…) · 13 (RESSLER MOTO…) · 14 (SK BATTERY A…) · 15 (TECAN U.S. I…) · 16 (TWELVESTONE …) · 17 (WHITMAN FAMI…)

PlaceEmployerActive participantsInsurance contractsCommissions reported
Troy, MI1-800-HANSONS, LLC1403$13,270
Fairfield, NJ1111 SYSTEMS INC5171$48,261
Tempe, AZ21ST CENTURY HEALTHCARE, INC.6582$31,149
Carrizo Springs, TX3-S SERVICES, LLC1,0113$78,931
Carlsbad, CA3E COMPANY ENVIRONMENTAL, ECOLOGICAL AND ENGINEERING3207$221,908
Columbus, OH3GTMS, LLC1136$68,324
Lubbock, TX7B BUILDING & DEVELOPMENT, LLC1122$50,652
Greenville, SC98 HOLDINGS INC.2939$38,753
Yonkers, NYA & A MAINTENANCE ENTERPRISE, INC.886$13,905
Berkeley, CAA BETTER WAY, INC.1014$17,413
Wilmington, NCA CARING HEART CASE MANAGEMENT INC.3622$35,737
Mesa, AZA NEW LEAF INC4577$6,831
Pinellas Park, FLA&M SUPPLY CORPORATION1744$3,089
Miamisburg, OHA-1 SPRINKLER CO., INC.03$3,140
El Segundo, CAA-MARK PRECIOUS METALS, INC.15910$172,439
Rochester Hills, MIA. RAYMOND CORPORATE NORTH AMERICA, INC.7054$87,112
Bloomer, WIA.J. MANUFACTURING, INC.1901$3,794
Thomasville, NCA.M. HAIRE MANUFACTURING AND SERVICE CORPORATION1361$15,728
Lakeside, CAA.M. ORTEGA CONSTRUCTION, INC.1367$2,065
Chebanse, ILA.N. WEBBER, INC.2111$4,465
Hillside, ILA.R.M. STAFFING, INC.1882$13,876
San Antonio, TXA360 TECHNOLOGY SOLUTIONS, LLC35012$40,870
Los Angeles, CAAAA FLAG & BANNER MFG. CO., INC.1066—
Livonia, MIAAA LIFE INSURANCE COMPANY8398$30,354
Knoxville, TNAAMCI - MANAGEMENT, INC1098$8,870
Kernersville, NCAAR OF NORTH CAROLINA, INC.1407$6,323
Chicago, ILAARETE, INC3192$101,307
Del Mar, CAABACUS DATA SYSTEMS, INC1633$110,400
Southfield, MIABACUS SERVICE CORPORATION2805$10,597
Carlsbad, CAABBOTSWOOD AT IRVING PARK7737$50,845
Dallas, TXABBOTT LABEL, INC.1712$25,647
Eden Prairie, MNABC OF MN CONSORTIUM HEALTH PLAN5801$13,125
Chicago, ILABELSON TAYLOR, INC.1992$26,734
Stephenville, TXABF PACKING2007$16,749
Abilene, TXABILENE GOODWILL INDUSTRIES, INC. DBA GOODWILL WEST TEXAS1954$73,440
Phoenix, AZABILITY360893$67,006
El Segundo, CAABL SPACE SYSTEMS COMPANY864$274,348
Houston, TXABLE INDUSTRIAL, LLC1146$26,060
Woodinville, WAABODA BY RESIDE1403$46,093
Hauppauge, NYABOVE ALL STOREFRONTS INC.1522$2,209
Rogers, MNABRAHAM TECHNICAL SERVICES INC. DBA ABETECH1328$59,903
Santa Paula, CAABRISA INDUSTRIAL GLASS, INC.1136$61,263
Atlantic City, NJAC OCEAN WALK LLC1,3616$17,550
Claymont, DEACADEMIC PARTNERSHIPS, LLC1,5303$140,190
San Diego, CAACADIA PHARMACEUTICALS INC.63913$493,542
Saint Paul, MNACCANTO HEALTH, LLC1,1194$54,430
Smyrna, GAACCELERATE360 DISTRIBUTION, LLC7166$109,438
Irving, TXACCESS DENTAL MANAGEMENT, LLC2898$12,767
Chicago, ILACCESS ONE INC.1242$13,737
San Diego, CAACCESS XP LLC2468$89,524
Los Angeles, CAACCESSHOPE, LLC11312$136,385
St Paul, MNACCESSIBLE SPACE, INC.3942$3,375
National Harbor, MDACCOR MANAGEMENT US INC2,5009$274,128
Scottsdale, AZACCUMEN INC.010$274,427
San Jose, CAACCURATE CONSOLIDATED SERVICES, INC.2463$13,255
Schaumburg, ILACCURATE PERSONNEL, LLC1486$79,845
Brewster, NYACE ENDICO CORP. (HWP)6482$3,429
Oak Brook, ILACE HARDWARE CORPORATION6,8494—
Archdale, NCACE/AVANT CONCRETE CONSTRUCTION CO., INC.2482$30,158
The Woodlands, TXACEC LIFE/HEALTH INSURANCE TRUST BENEFIT CONSORTIUM35,9403$24,406
San Diego, CAACES 2020, LLC8797$371,613
Fort Worth, TXACME BUILDING BRANDS, INC.1,38713$8,762
Manassas, VAACME MECHANICAL CONTRACTORS OF VIRGINIA, INC.1302$22,649
Chandler, OKACORD TRANSPORTATION1292$21,109
Camden, NYACR III IW PLATED HOLDINGS, LLC03$2,623
Livonia, MIACRO SERVICE CORP.97114$4,979
Tempe, AZACT TOWING, INC.1135$1,166
Morgantown, WVACTION FACILITIES MANAGEMENT, INC.1715$45,063
Waycross, GAACTION PACT, INC.2531$54,232
Minneapolis, MNACTIVAR, INC.4664$47,871
San Francisco, CAACTIVE ACQUISITION PARTNERS LLC1313$54,792
Chicago, ILACTIVECAMPAIGN, LLC4862$82,219
Ada, OHADA TECHNOLOGIES, INC.1049$10
Grand Rapids, MIADAC PLASTICS, INC.9027$72,397
Rochester, NYADAPTEC SOLUTIONS, LLC2093$106,796
Chicago, ILADDISON GROUP1,76310$531,517
Phoenix, AZADELANTE HEALTHCARE INC8213$33,101
Great Falls, MTADF INTERNATIONAL1633$86,487
Southfield, MIADG, LLC7613$27,015
Worland, WYADMIRAL BEVERAGE CORPORATION2,2318$112,174
New York, NYADTHEORENT, INC.4182—
Nashville, TNADVANCE FINANCIAL ADMINISTRATION LLC4705$18,026
Raleigh, NCADVANCE STORES COMPANY, INC.64,72620$140,853
Sacramento, CAADVANCED BUILDING MAINTENANCE, INC.9304$51,948
Carrollton, TXADVANCED CONCRETE SURFACES, LLC1571$21,225
Corona, CAADVANCED FLOW ENGINEERING, INC.1707$46,932
Plano, TXADVANCED INTEGRATION TECHNOLOGY, LP3282$100,344
Battle Creek, MIADVANTAGE SINTERED METALS, INC.2054$18,790
Arlington, VAADVANTIA HEALTH LLC5303$11,704
Dallas, TXADVANTIS MEDICAL STAFFING, LLC6583$6,675
Wauwatosa, WIADVENT MSO LLC2944$76,440
Long Beach, CAADVERTISING CONSULTANTS, INC.975$46,703
Redwood City, CAADVERUM BIOTECHNOLOGIES, INC.1492$39,529
Cleveland, OHAEBI SCHMIDT NORTH AMERICA4632$50,970
Virginia Beach, VAAERMOR LLC2282$11,416
Sioux Falls, SDAEROSTAR INTERNATIONAL, LLC2513$5,422
Coatesville, PAAERZEN USA CORP.2257$30,004
Sarasota, FLAESCULAPIAN MANAGEMENT COMPANY, LLC6541$86,627
Huntsville, ALAETOS SYSTEMS, INC.2589$73,007
Prides Crossing, MAAFFILIATED MANAGERS GROUP, INC.2302$9,514
New York, NYAFFILIATED MONITORING, INC.4985$177,846
Washington, DCAFINITI, INC.2275$43,110
Columbus, GAAFLAC INCORPORATED5,94913$3
Bloomington, ILAFNI, INC.2,16811$189,640
Chicago, ILAFTER SCHOOL MATTERS1073—
Tampa, FLAGENCY FOR COMMUNITY TREATMENT SERVICES2182$116,646
Irvine, CAAGENDIA, INC.16412$51,326
Midland, TXAGGIETECH ENERGY SERVICES, LLC1403$4,758
Miami, FLAGI-CFI HOLDINGS, INC.9,7665$325,795
Palm Beach Gardens, FLAGILIS GROUP, INC.2182—
Tucson, AZAGM CONTAINER CONTROLS, INC.1356$65,008
Baltic, SDAGRONOMY SCIENCES LLC DBA HEFTY SEED COMPANY1843$85,718
Las Vegas, NVAGS, LLC6665$53,247
Philadelphia, PAAGUSTAWESTLAND PHILADELPHIA CORPORATION1,0067$13,062
Nashville, TNAHSC HOLDINGS LLC1,5533$71,398
Schererville, INAIL OPERATING LLC946$3,539
Las Vegas, NVAINSWORTH GAME TECHNOLOGY, INC.2453$53,938
Covington, GAAIR CONDITIONING SPECIALIST, INC.38818$22,333
Allentown, PAAIR PRODUCTS AND CHEMICALS, INC.2,53023$1,321,836
Merritt Island, FLAIRBUS U.S. FLORIDA1542$48,491
Radnor, PAAIRGAS INC.16,76514$336,499
Mooresville, NCAIRO MECHANICAL1153$6,741
Naples, FLAIRPORT & AVIATION PROFESSIONALS33212$8,154
San Francisco, CAAIRSHIP GROUP, INC.2479$7,781
Carlsbad, CAAIRSPACE TECHNOLOGIES, INC.1944$18,462
San Diego, CAAJINOMOTO BIO-PHARMA SERVICES4878$382,787
Dallas, TXAKIBA YAVNEH ACADEMY1181$10,696
Orlando, FLAKT ENTERPRISES GROUP, INC2378$9,371
Saginaw, MIAKT PEERLESS ENVIRONMENTAL SERVICES LLC1056$13,231
Newport Beach, CAAKUA BEHAVIORAL HEALTH, INC. DBA AKUA MIND & BODY1702$40,835
Mclean, VAAKYTECH CONSULTING LLC1233$364
Metairie, LAAL COPELAND INVESTMENTS, LLC2105$106,763
Huntsville, ALALABAMA CONCRETE INC.1052$37,996
Ashford, ALALABAMA MOTOR EXPRESS, INC.2862$48,578
Burlington, NCALAMANCE FOODS, INC.1123$3,619
Austin, TXALAMO INTERMEDIATE II HOLDINGS, LLC2,8849$15,640
Aurora, ILALARM DETECTION SYSTEMS, INC.3324$2,488
Pittsburgh, PAALARMAX DISTRIBUTORS, INC.1313$11,090
Anchorage, AKALASKA FRONTIER CONSTRUCTORS, INC.2072—
Redwood City, CAALATION, INC.3442$91,697
Guntersville, ALALATRADE FOODS7672$26,055
San Diego, CAALBERT EINSTEIN ACADEMIES1257$388
New York, NYALCOHOLICS ANONYMOUS WORLD SERVICES, INC.1086$71,815
Falls Church, VAALESIG CONSULTING, LLC11310$2,848
Reston, VAALEUT FEDERAL1341$41,423
Anchorage, AKALEUTIAN PIRBILOF ISLANDS ASSOCIATION1372$38,489
Columbus, GAALEXANDER ELECTRIC CO., INC.1213—
Alexandria, MNALEXANDRIA EXTRUSION COMPANY3133$35,030
Englewood, NJALFA DENTAL SUPPORT INC4383$1,749
Greenville, SCALFMEIER, FRIEDRICHS & RATH, LLC02$9,559
Rancho Cucamonga, CAALGOS, INC.2757$60,876
Winston Salem, NCALI GROUP NORTH AMERICA CORPORATION4,08813$214,682
Omaha, NEALIGNED MANAGEMENT SERVICES1092$9,578
Andover, MAALKU, LLC7924$60,107
Montebello, CAALL ACCESS APPAREL, INC.07$17,581
St. Paul, MNALL ENERGY SOLAR, INC.2053$57,280
Leominster, MAALL ONE CREDIT UNION1594$58,897
Lagrange Highlands, ILALL TRUCK TRANSPORTATION COMPANY, INC29215$1,362
Arlington, TXALL-PRO FASTENERS, INC.1993$4,964
Midland, TXALLDREDGE GARDENS503$1,740
Manchester, NHALLEGRO MICROSYSTEMS, LLC6877$1,429
Houston, TXALLEN BOONE HUMPHRIES ROBINSON LLP1462$29,776
Plainfield, PAALLEN DISTRIBUTION9824$27,065
Atlanta, GAALLEN MEDIA BROADCASTING, LLC1,59628$98
Macungie, PAALLEN ORGAN COMPANY, LLC1343$51,988
Asheville, NCALLERGY PARTNERS MANAGEMENT LLC2942$14,082
Asheville, NCALLERGY PARTNERS, PLLC3354$69,860
Lubbock, TXALLIANCE CREDIT UNION1726$94,361
Appleton, WIALLIANCE INDUSTRIES, INC.1324$8,088
Phoenix, AZALLIANCE RESIDENTIAL REALTY, LLC4143$27,790
Elkhart, INALLIANCE RV, LLC4844$26,092
Independence, OHALLIANCE SOLUTIONS GROUP DBA TALENTLAUNCH1,6356$8,888
Atlanta, GAALLIANCE SPINE AND PAIN CENTERS, PC4281$62,905
Columbia, MOALLIANCE WATER RESOURCES, INC2493$95,916
Chicago, ILALLIANT CREDIT UNION8667$20,307
Minneapolis, MNALLIANT ENGINEERING, INC.1774$57,825
Atlanta, GAALLIANT HEALTH GROUP, INC.1714$19,800
Elizabeth, NJALLIED BEVERAGE GROUP, L.L.C.6633$59,789
Norcross, GAALLOY WHEEL REPAIR SPECIALISTS, LLC3832$27,150
Houston, TXALLPOINTS LAND SURVEY, INC.2184$18,785
West Hollywood, CAALLSAINTS USA LTD37612$138,875
Nicholasville, KYALLTECH, INC.1,2617$43,418
Houston, TXALPHA MEASUREMENT SOLUTIONS, LLC2135$7,719
Monroe, NCALPHA OMEGA CONSTRUCTION GROUP, INC.2452$4,396
San Diego, CAALPHA PROJECT FOR THE HOMELESS3025$97,724
New York, NYALPHASIGHTS8532—
Sunrise, FLALPHASTAFF, INC.3,66543$1,206,745
San Francisco, CAALPINE MANAGEMENT SERVICES III, LLC1885$24,465
Mcdonough, GAALPLA, INC.1,3835$209,079
Houston, TXALSAY INCORPORATED1112$3,168
Boise, IDALSCOTT, INC.2083$43,792
Chandler, AZALTA CIMA CORPORATION DBA FACTORY EXPO HOME1123$12,079
Peachtree City, GAALTA REFRIGERATION, INC.1413$29,056
Houston, TXALTAMIRA MATERIAL SOLUTIONS LP1612$20,163
Houston, TXALTAMIRA MATERIAL SOLUTIONS LP1612$20,163
Novi, MIALTARUM INSTITUTE2384$89,515
Live Oak, TXALTERMAN GROUP, INC.3191$38,604
Kettering, OHALTERNATE SOLUTIONS HEALTHCARE SYSTEM, INC.8335$50,607
Dumfries, VAALTERNATIVE PATHS TRAINING SCHOOL2303$21,707
Billings, MTALTERNATIVES, INC.1536$16,494
La Jolla, CAALTIUM LLC3315$839
Boston, MAALTMAN SOLON US, LP2645$21,221
St. Louis, MOALTON IBEW-NECA HEALTH AND WELFARE PLAN LOCAL 6492192$12,089
Grand Forks, NDALTRU HEALTH SYSTEM3,14710$133,921
Southfield, MIALUDYNE, INC.2,1327—
Green Bay, WIALWIN MANUFACTURING CO., INC.3213$23,136
Anchorage, AKALYESKA PIPELINE SERVICE COMPANY7508—
Punta Gorda, FLAMBITRANS DBA GRANT MEDICAL TRANSPORTATION1103$12,600
Aliso Viejo, CAAMBRY GENETICS CORPORATION8076$80,750
Boston, MAAMCS GROUP14712$46,719
Coral Gables, FLAMERANT BANK, N.A.6836$83,755
Spokane Valley, WAAMERICAN ALLOY1022$37,372
Austin, TXAMERICAN ALLWASTE LLC2095$5,869
Aliso Viejo, CAAMERICAN ASSOCIATION OF CRITICAL CARE NURSES2127$273,655
Rosemont, ILAMERICAN ASSOCIATION OF NURSE ANESTHETISTS1353$97,919
Eden Prairie, MNAMERICAN BAPTIST HOMES OF THE MIDWEST8926$67,598
Verona, PAAMERICAN BEVERAGE CORPORATION3364—
Cumming, GAAMERICAN BOA INC.1353$13,568
Helena, MTAMERICAN CHEMET CORPORATION1373$28,860
Canonsburge, PAAMERICAN CHROME & CHEMICALS1602$29,951
Farmington Hills, MIAMERICAN CONCRETE INSTITUTE1402$10,736
Douglassville, PAAMERICAN CRANE & EQUIPMENT CORPORATION1957$22,172
Downers Grove, ILAMERICAN DREAM HOME IMPROVEMENT, INC.3353$8,859
Fargo, NDAMERICAN FEDERAL BANK1307$30,097
Phoenix, AZAMERICAN FENCE AND SECURITY COMPANY2487—
Aurora, COAMERICAN FINANCING CORPORATION1794$39,884
Asheboro, NCAMERICAN HEALTHCARE SYSTEMS, LLC8667$171,453
Conley, GAAMERICAN INSULATED GLASS LLC03$4
Fargo, NDAMERICAN LUTHERAN HOMES, INC.2314$36,979
Tampa, FLAMERICAN METALS SUPPLY, LLC2162$3,253
Mt. Pleasant, MIAMERICAN MITSUBA CORPORATION5555$127,794
St. Louis, MOAMERICAN MULTISPECIALTY GROUP, INC. DBA ESSE HEALTH7418$144,325
New York, NYAMERICAN MUSEUM OF NATURAL HISTORY7796$20,062
Peru, ILAMERICAN NICKELOID COMPANY2681$8,169
Golden Valley, MNAMERICAN PHOENIX, INC.2423$40,124
Charles Town, WVAMERICAN PUBLIC EDUCATION, INC.2,4608$594,617
Phoenix, AZAMERICAN REFRIGERATION SUPPLIES, INC.2694$30,992
Orlando, FLAMERICAN ROAD MANAGEMENT, INC.3098$21,841
Eden Prairie, MNAMERICAN SPIRIT CORPORATION2603$109,548
Yonkers, NYAMERICAN SUGAR REFINING, INC.1,50311—
Fort Worth, TXAMERICAN TRACK SERVICES, LLC2612$149,506
Winter Haven, FLAMERICAN VULKAN CORPORATION1002$11,450
Naperville, ILAMERICAN WATER RESOURCES, LLC5894$50,890
Solana Beach, CAAMERICARE HEALTH & RETIREMENT, INC.2814$53,568
The Woodlands, TXAMERICAS STYRENICS, LLC4318—
Clearwater, FLAMERILIFE US, LLC2,19211$3,365
Evansville, INAMERIQUAL GROUP HOLDINGS, LLC7715$198,527
Alpharetta, GAAMERISERVE COMMERCIAL LLC2622$127,390
Edina, MNAMESBURY INDUSTRIES, INC.1,2349$76,242
Hanover, MDAMG HOLDCO IV, LLC1252$21,437
Bridgeport, MIAMIGO MANAGEMENT COMPANY, INC.1475$4,231
Plano, TXAMLON INTERCO LLC1342$13,808
Franklin Park, ILAMMEGA US, INC.9685$17,925
Minneapolis, MNAMPLIFON USA1,2376$166,660
Langhorne, PAAMPLITY HEALTH, INC.7213$41,015
Cranbury, NJAMSPEC, LLC1,5265$155,047
Cambridge, MAAMYLYX PHARMACEUTICALS, INC.3245$29,292
Miami, FLANALYTIC PARTNERS, LP2093$147,048
Hampton, VAANALYTICAL MECHANICS ASSOCIATES, INC57113$120,898
Boston, MAANAQUA, INC.26510$28,587
Beverly Hills, CAANASTASIA BEVERLY HILLS, LLC2196$117,914
Washington, DCANCHOR CONSTRUCTION CORPORATION3564$33,265
Fargo, NDANCHOR INGREDIENTS CO., LLC16522$23,452
St. Louis, MOANDERS MINKLER HUBER & HELM LLP3145$86,519
Knoxville, TNANDERSON MANAGEMENT SERVICES, INC1,6323$16,331
Westhampton Beach, NYANDREW & SONS, LLC4202$11,492
Dallas, TXANDREWS DISTRIBUTING COMPANY OF NORTH TEXAS, LLC1,7182$269,066
Mansfield, TXANGMAR MEDICAL HOLDINGS, INC.8604$137,226
Golden Valley, MNANIMAL HUMANE SOCIETY1683$48,912
Annapolis, MDANNAPOLIS SUBARU, INC. DBA ANNAPOLIS SUBARU1694$39,726
Jamestown, NDANNE CARLSEN CENTER4494$87,446
Blaine, MNANOKA COUNTY COMMUNITY ACTION PROGRAM, INC.1418$60,862
St. Louis, MOANOVA FURNISHINGS, INC.1111$14,973
Melrose Park, ILANSON INDUSTRIES INC.2944$15,773
Warminster, PAANTHONY & SYLVAN POOLS CORPORATION4274$29,434
Sterling, VAANTRA, INC.6283$26,782
San Francisco, CAANYSCALE, INC.1403$34,801
Phoenix, AZAOA MANAGEMENT1205$1,663
Houston, TXAPACHE INDUSTRIAL HOLDINGS, INC.1,2357$171,871
Bessemer, ALAPCI AMERICAN PHARMACY COOPERATIVE, INC.2982$17,594
Lincolnwood, ILAPERION CARE INC.05$54,507
Arlington, TXAPERTURE, LLC4142$225,798
Wilmington, NCAPITURE, INC.2726$69,639
Greenwich, CTAPOLLO GLOBAL MANAGEMENT1,83911$16,570
Burnsville, MNAPOTHECARY PRODUCTS, LLC1604$66,333
Boston, MAAPPALACHIAN MOUNTAIN CLUB1726$28,550
Boone, NCAPPALACHIAN REGIONAL HEALTHCARE SYSTEM1,5706$196,068
Lexington, SCAPPLEGREEN US CENTRAL SERVICES3,6124$38,018
Orion Township, MIAPPLIED MANUFACTURING TECHNOLOGIES1076$52,292
Diamond Bar, CAAPR CONSULTING, INC.12211$50,736
Clearwater, FLAPYX MEDICAL CORPORATION994$17,467
Wausau, WIAQUA FINANCE, INC.3908$68,988
Rutherford College, NCAQUAFIL O'MARA1303$3,546
Little Canada, MNAQUARIUS WATER CONDITIONING03$83,082
Warren, NJAQUESTIVE THERAPEUTICS INC1265$27,431
Raleigh, NCAQUITY SOLUTIONS, LLC014$64,500
Sunrise, FLARC BROWARD, INC.2502$48,099
Plymouth, WIARCH ELECTRIC, INC.1604$25,772
Pittsgrove, NJARCHER EXTERIORS, INC.1443$52,289
Indianapolis, INARCHITECTURAL GLASS & METAL COMPANY, INC1064$12,812

Alphabetical order — this site ranks no one. Employers whose benefit plan reported an insurance contract on Schedule A of the Form 5500 for plan year 2024. Most plans with fewer than 100 participants do not file one. How to read this.